Yeh, I'm not sure that's a great idea. Companies fail a LOT - startups especially. We look at the successes and think "this is the way to do it", but I wonder if the failures would be felt most starkly by the poor. If Zuckerberg failed at FaceBook, he was still Ivy league educated from a middle class family. That safety net really helps take that risk.
I'm not saying stop people doing it, but I'm not sure encouraging more high risk taking amongst the most vulnerable is wise.
But I agree with your central idea - diversity of options, beacuse diversity, to me, is not forcing every environment to be as diverse as possible, it is about a diversity in the cultural landscape. As a reductio ad absurdum analogy, diversity isn't forcing mosques to server beer and bacon and forcing pubs to have alcohol and pig free sections, it is having a world where there are both Mosques and pubs, and we can all choose what we prefer.
I'm not saying stop people doing it, but I'm not sure encouraging more high risk taking amongst the most vulnerable is wise.
But I agree with your central idea - diversity of options, beacuse diversity, to me, is not forcing every environment to be as diverse as possible, it is about a diversity in the cultural landscape. As a reductio ad absurdum analogy, diversity isn't forcing mosques to server beer and bacon and forcing pubs to have alcohol and pig free sections, it is having a world where there are both Mosques and pubs, and we can all choose what we prefer.