I think if you use a VPN that doesn't have any of your personal information of file for billing or infrastructure purposes (like your residential ISP does) then at the very least the shady logging VPN will have a dossier on you that doesn't include your name, street address, bank or credit card numbers, etc. Even if the VPN is otherwise a bunch of Mafia scum datamining you as hard as they can, you're still better off than if you were raw-dogging on Comcast.

However I think those VPN companies that throw around suspicious abouts of cash advertising all ask for credit cards or similar. I would never do business with one of them, it's pointless.

I also hate NordVPN's YouTube advertising campaign in particular, in which they pay YouTube creators to mislead their audience. Suggesting among other things that connections to your bank's website are unencrypted if you aren't using a VPN.